Guides
Progress billing, explained.
Plain-English guides to AIA-style pay applications for commercial subcontractors — the forms, the math, and the workflow. No jargon, no fluff.
Free tool
AIA G702 & G703 generator
Fill in your numbers and print a complete pay application to PDF — no signup.
How to fill out an AIA G702 Application for Payment
Line 1 through line 9 explained in plain English — including the carry-forward and retainage math that trips most people up.
7 min read
The AIA G703 continuation sheet, explained
Columns A through I, what each one means, and exactly how the G703 totals feed your G702 cover sheet.
6 min read
How to calculate retainage in construction
What retainage is, how to compute it on completed work and stored materials, and when you actually get it back.
6 min read
What is a schedule of values (SOV)?
The breakdown of your contract into billable line items — what it is, how to build one, and why every progress bill depends on it.
5 min read
Change orders and your pay application
What a change order is, why you only bill approved ones, and exactly how it flows into your contract sum, SOV, and pay app.
6 min read
Conditional vs. unconditional lien waivers
The four waiver types, the one-word difference that protects (or exposes) you, and how waivers pair with each pay app.
6 min read
How to bill stored materials on a G703
Column F explained: how to bill materials on site but not yet installed, what GCs require to approve it, and what happens next period.
5 min read
Prompt payment laws in construction
How prompt-payment statutes work, the difference between pay-when-paid and pay-if-paid, and the levers that actually get you paid faster.
7 min read